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“That’s especially true in light of the sophisticated way criminals exploit banks’ security systems – and convince customers that their money is at risk,” said Caroline Wayman, chief ombudsman and chief executive of the Financial Ombudsman Service. She said when a customer had fallen for a fraud or a scam,…
Image copyright Federation of Master Builders Andrew Dixon, of the Federation of Master Builders, said: “Since the financial crisis, finance has been harder to come by. “The planning system has become much more complex, difficult and costly to navigate. It’s disproportionately costly for small builders. The planning process is essentially…
A swift reverse by the Prime Minister’s official spokesman declared there were no plans to scrap the copper coins: “One of the elements was whether the denominational mix of coins meets the public need. From the early reaction it looks as if it does.” That Treasury consultation explained that surveys…
Tougher rules In 2014 the Financial Conduct Authority found its debt collection practices were unfair and ordered it to pay £2.6m to compensate 45,000 customers. Since then, payday loan companies have faced tougher rules and have their charges capped. This has hit Wonga’s profits hard and in 2016 it posted…
Protesters also stood for a minute’s silence to “mourn” likely cuts to services. Mr Golby acknowledged that the council faced “a massive task” but said bosses “will do everything within our powers” to get the authority “back on track”. Image caption Northamptonshire County Council has been forced to sell its…
These “mortgage prisoners” were unable to move to a better deal when their existing mortgages switched to the more expensive standard variable rate, even if they could meet the payments. This was the result of stricter affordability checks or changing circumstances after the original deal was agreed. The FCA said…